All Unum plans include a home health option. This allows you to use your benefit to pay for an aide to come to your home, so you can remain in your residence as long as possible. For an extra premium, some plans allow you to pay a family member or friend to take care of you.
Furthermore, how long does long-term disability last with Unum?
How long can I collect LTD benefits? For disabilities occurring prior to age 60, benefits will be paid to age 65; if 60 or older, benefits will be payable for 12 to 60 months depending on age when disability occurs.
In this way, are Unum long term care benefits taxable?
In general, the income from a long-term care insurance policy is non-taxable, and the premiums paid to buy the insurance are tax deductible.
Is Unum insurance any good?
A Fortune 500 company, Unum is a group insurance company that helps employers offer insurance benefits to their employees.
| Unum | Prudential | |
|---|---|---|
| AM Best Rating | A (Excellent) | A+ (Superior) |