To access your account by phone 24 hours a day, seven days a week, call the Retirement Readiness Service Center at (800) 584-6001 and press 1 for the automated voice response system. You will need your Social Security Number and PIN to utilize this system. If you don’t have your PIN, press 0.
Additionally, how do I get my VOYA pin?
To access your account online for the first time, log on to www.VoyaRetirementPlans.com. You will need your Social Security Number and Personal Identification Number (PIN). Your default PIN is initially set as the four-digit month and year of your birth (mmyy).
Moreover, what is VOYA retirement?
Voya Retirement Insurance and Annuity Company provides insurance products and financial services. The Company offers annuities and individual retirement plans, Health savings and spending accounts, general investment, and other financial services.
Can I borrow from my VOYA account?
The loan feature lets you borrow from your account balance and pay back the loan, plus interest, through automatic payroll deductions. Your account balance is then reduced by the amount of your loan.
Can I withdraw money from my VOYA account?
If you are age 59½ or older, you may withdraw* from your account balance for any reason. Age 59½ Withdrawals can be taken as often as twice a year. To initiate an Age 59½ Withdrawal, call the Yum! Brands Savings Center.
Is ING now VOYA?
ING U.S. has been re-branded as Voya Financial. As of September 1, 2014, all ING business entities shifted to doing business as Voya Financial, and retirement products, materials, websites, and emails are rebranded as Voya.
What is a VOYA verification code?
You will receive a Voya Verification Code (also known as a “One-Time Passcode”) via text or email when you reset your online password or request access to your account from a new device. For security purposes, the Voya Verification Code must be entered at the online prompt before online access is granted.
Why am I getting emails from VOYA?
Background. If you receive a suspicious email bearing Voya’s name, immediately forward it to phishing@voya.com. This information will help answer some of the concerns that you may have around the security of your online transactions. Voya makes every effort to enhance the security of your data.
What bank does VOYA financial use?
Can I cash out my VOYA 401k?
Unforeseeable Emergency Withdrawals can be taken from your account to help cover the costs of an unforeseeable emergency. The amount withdrawn cannot exceed the amount needed to satisfy the emergency. You must be an active participant of the plan to be eligible to request this type of withdrawal.
Is VOYA a good 401k?
Overall, the Voya 401k plan offers users a good variety of funds from which to build their portfolio. The website is very user friendly, allowing customers to see historical information on fund performance, view portfolio performance across different time periods, and plan for retirements using several calculators.
How much do I need at retirement?
Retirement experts have offered various rules of thumb about how much you need to save: somewhere near $1 million, 80% to 90% of your annual pre-retirement income, 12 times your pre-retirement salary.
How much should I have in my 401k?
By the time you are 30, it’s ideal to have a 401k equal to about one year’s salary — so if you make $50,000 a year, you’d want to have $50,000 saved in your 401k account.