Is Speedy Cash legit? Speedy Cash offers customers quick funds up to $26,000 both online and in stores. … While its interest rates are high, Speedy Cash is a legit option for people who need cash fast and can pay it back within the allotted time.
Keeping this in view, does Speedy Cash do a credit check?
The application process for a Speedy Cash loan is fairly straightforward. Here’s the personal information you’ll need when you apply. Speedy Cash will perform a credit check once you apply — which could negatively affect your credit scores by a few points.
Considering this, how can I get out of a speedy cash loan?
Send by faxing to 1-316-494-6596 and request to cancel the Agreement. The Fax must clearly read that you want to rescind the Agreement and request that the Loan proceeds funds are to be immediately and electronically withdrawn from your account by us. B. E-Mail.
Can speedy cash garnish my wages?
A payday lender can only garnish your wages if it has a court order resulting from a lawsuit against you. If you don’t repay your loan, the payday lender or a debt collector generally can sue you to collect. … Wage garnishment happens when your employer holds back a legally required portion of your wages for your debts.
What happens if you dont pay speedy cash?
If you can’t pay then don’t. They will abuse you with phone calls and letters and may sue you. This may give a claim for violation of the Telephone Consumer Protection Act. Each violation of the Act is worth at least $500 to you plus attorney fees.
How much can you borrow from Speedy Cash?
Installment Loans Online and In-Store up to $5,000 | Speedy Cash.
How do you get approved for speedy cash?
Payday Loan Requirements
- Meet minimum age requirements in your state (18 in most states)
- Have an open and active checking account.
- Be able to show proof of income.
- Have a valid phone number.
What credit score do you need for speedy cash?
They need to meet specific criteria, such as: Typical credit score: 670 or higher. Reliable income: Ensure repayment of the loan in case of default. Low debt-to-income ratio: Low total monthly debt payments compared to earnings/income.
Where can I borrow money from ASAP?
- Banks. Taking out a personal loan from a bank can seem like an attractive option. …
- Credit unions. A personal loan from a credit union might be a better option than a personal loan from a bank. …
- Online lenders. …
- Payday lenders. …
- Pawn shops. …
- Cash advance from a credit card. …
- Family and friends. …
- 401(k) retirement account.
How can I borrow $50 fast?
From credit card cash advances to pay advance apps, you have a few different avenues to turn to when looking to borrow $50 fast:
- Pay advance apps. …
- Pawn loans. …
- Payday loans. …
- Credit card cash advance. …
- Bank account overdraft.
Is Speedy cash a payday loan?
That’s why we offer easy, consumer-friendly loan products that get our Customers in and out of Speedy Cash stores quickly. We feature payday loans, title loans, personal line of credit loans, and installment loans – all of which are simple to apply for.
Can I have 2 loans with speedy cash?
A: You cannot have multiple installment loans open simultaneously with Speedy Cash. However, you may be able eligible to get another loan – such as a title loan or payday loan – that you can have while also having an open installment loan.
Can I refinance my speedy cash loan?
If you can‘t repay your payday lender, you may have the ability to refinance – or rollover – your payday loan. … If you choose to refinance your payday loan, then you will only pay your finance charges on your due date, and your principal balance will be rolled into a new term.
How long does it take to get money from Speedy Cash?
How quickly can I get my cash with instant funding†? Most funds are deposited within 15 minutes of loan completion. Loan completion means that you have been approved for the loan, have signed your documents online, and have selected instant funding as your funding method.