Young adults can stay on their parents’ health insurance plans until age 26. … If you are under 26 and offered health insurance through your employer, you have the choice to get coverage through work or via your parents’ plan.
Consequently, does a 23 year old need health insurance?
Under the new health care law, most insurance plans must cover children up to age 26. If your health plan offers coverage for dependents, your child can stay on your plan even if they move out of the house or get married.
Accordingly, can you stay on your parents insurance after 26? Under current law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old. Children can join or remain on a parent’s plan even if they are: Married. Not living with their parents.