Home Depot project loan at a glance
The fixed 7.99% APR is a competitive rate for qualifying buyers with a good credit score in the 630 to 739 range.
Secondly, what is a Home Depot project loan?
Home Depot’s project loan is a credit line geared toward people who shop at Home Depot and want to finance home services and improvement projects. With the project loan offering a fixed interest rate and a credit line between $1,000 and $55,000, it may be a good alternative to the Home Depot® Consumer Credit Card.
| Product Name | Home Depot Project Loans |
|---|---|
| Max. Loan Amount | $55,000 |
| APR | 7.24% to 19.96% |
| Interest Rate Type | Variable |
| Min. Credit Score | 600 |
Herein, is it better to get a Home Depot credit card or project loan?
The Home Depot offers The Home Depot Project Loan for regular customers to pay for a single large job at home (it’s not meant for contractors). If you want to shop at The Home Depot but you’re not looking to finance a large project, you’ll be better off with a basic rewards credit card. …
What credit score do I need for Lowes?
620 FICO
What credit bureau does Home Depot pull from?
Experian
How much do they pay at Home Depot?
The Home Depot in California Salaries
| Job Title | Location | Salary |
|---|---|---|
| Cashier salaries – 417 salaries reported | California | $13/hr |
| Merchandising salaries – 330 salaries reported | California | $32,077/yr |
| Cashier salaries – 310 salaries reported | California | $23,799/yr |
| Department Supervisor salaries – 258 salaries reported | California | $17/hr |
Who does Home Depot financing?
Citibank
How do I pay my Home Depot project loan?
Payment Information
- Never miss a payment again with our free Auto-Pay automatic monthly payments feature. Click here and follow the easy directions or call us at 1-877-476-3860.
- Make a free Online Payment by clicking here.
- Make a free Phone Payment by calling 1-877-476-3860.
- Make a Payment by Regular US Mail: Dept #3025.
What credit score is needed for GreenSky?
650
How do I get 10% off at Home Depot?
How can I get a 10% discount at Home Depot? When you sign up for the Style and Decor Club, you can enjoy a 10% discount on furniture, home decor, bedding and bath, and more. You’ll receive your coupon for 10% off immediately after you sign up.
Why did Home Depot lower my credit limit?
There are a few potential reasons for why your Home Depot credit card limit was decreased, according to the terms & conditions. One is that you’ve been carrying a balance higher than 30% of your overall credit limit for too long, thus having a high credit utilization.
Does Home Depot automatically increase credit limit?
Re: Home Depot card credit line increase
Home Depot seems to do auto CLI’s if you use it for big purchases. When we opened the card, we maxed it out completely, and they did a CLI from $500 to $2k in the first week.