Regence is the name given to Blue Cross and Blue Shield plans in four northwestern states.
Regarding this, is Regence good insurance?
Regence is a good carrier and easy to work with on claims. They have a good network of doctors and I like that they have nationwide coverage so I can see a doctor even if I am traveling.
Likewise, people ask, what is Regence health insurance?
Regence is a health insurance company that’s part of the Blue Cross Blue Shield Association. It provides Medicare Advantage (Part C) health plans to enrollees in the northwestern United States. Regence offers both Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans to subscribers.
Is PPO a Regence?
Regence is an HMO/PPO/PDP plan with a Medicare contract. Enrollment in Regence depends on contract renewal.
What is Blue Cross Regence?
Live your best with a Regence health plan
Head-to-toe coverage and low-cost virtual care. Plus, preventive care and assistance programs at no cost to you. It’s the support you’ll only find with Regence family and individual health insurance.
Who are the top 5 health insurance companies?
However, the health insurance industry is dominated by five companies. In order, the top health insurers by market share are Anthem, Centene, UnitedHealthcare, Humana and Health Care Service Corp. (HCSC), and together they control nearly 44% of the market.
Does Regence cover colonoscopy?
If you are 50 and or older, these screenings are covered at these times: … Screening colonoscopy: Once every 120 months (every 24 months if you are at high risk) or 48 months after a previous flexible sigmoidoscopy.
Is Regence the same as Anthem?
Anthem and Regence are each independent licensees of the Blue Cross and Blue Shield Association. … The doctor or hospital could have submitted personal information to Anthem to receive payment if a Regence member received care in a state where Anthem operates.
Does Regence cover dental?
dental or eye care
Children’s dental check-up No charge No charge Limited to 2 cleanings and 2 preventive oral examinations / year for individuals under age 19. Additional coverage is provided for basic and major pediatric dental services.
How do health plans work?
Put simply, health insurance is a way to pay for your health care. … And it works the same way your car or home insurance works: you or your employer choose a plan and agree to pay a certain rate, or premium, each month. In return, your health insurer agrees to pay a portion of your covered medical costs.
Whats better a PPO or HMO?
The biggest advantage that PPO plans offer over HMO plans is flexibility. PPOs offer participants much more choice for choosing when and where they seek health care. The most significant disadvantage for a PPO plan, compared to an HMO, is the price. PPO plans generally come with a higher monthly premium than HMOs.
What is a deductible in health insurance?
The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself. After you pay your deductible, you usually pay only a copayment or coinsurance for covered services.
Is Blue Cross Blue Shield Premera or Regence?
The company provides health insurance and related services to approximately 2 million people.
| Type | Not-for-profit organization |
|---|---|
| Parent | Blue Cross Blue Shield Association |