Since 1950, the NALC Health Benefit Plan (HBP) has provided letter carriers and their families with first-rate health insurance. The NALC’s health plan is a natural choice—as the only health plan owned and operated by letter carriers, it pays particular attention to their health needs.
Herein, is NALC Cigna?
The NALC Health Benefit Plan offers our members a nationwide PPO provider network with greater discounts through our partnership with the Cigna HealthCare Shared Administration OAP Network.
Subsequently, what does NALC stand for?
The National Association of Letter Carriers (NALC) is an American labor union, representing non-rural letter carriers employed by the United States Postal Service. It was founded in 1889.
How much are NALC union dues?
Dues for 2021
The 2021 minimum dues per pay period are $26.72. National retains one-third of this amount, $8.89, and remits the other two-thirds to the local branches (with some withheld for state associations and remitted monthly by National Headquarters to the state associations).
What is NALC Health Benefit Plan?
The NALC Health Benefit Plan offers clinical and educational services that focus on treatment outcomes to improve overall health and support patient safety. … Each program is proactive, patient focused and outcome oriented with safety and care as its primary goal.
Is OAP the same as PPO?
OAP stands for Open Access Plus, a CIGNA network. This network replaces the CIGNA HealthCare PPO Shared Administration network and currently has 6,860 general acute care hospitals, 13,544 facilities and 1,587,398 specialists and primary care physicians.
Is Cigna Open Access Plus a PPO plan?
If your employer offers Cigna’s Open Access plans, you’re in luck: Open Access is a PPO plan, so you continue with your current caregivers if you choose. …
What is a high option insurance plan?
High Option Plan– a nationwide Fee-for-Service plan with a preferred provider organization (PPO). Our PPO network is Cigna HealthCare Shared Administration OAP Network and our prescription drug retail network and mail order pharmacy are through CVS Caremark®.
Does NALC cover eyeglasses?
The NALC Health Benefit Plan does not offer routine dental or vision coverage.
Does Cigna insurance work in Puerto Rico?
CIGNA HealthCare has made a business decision to exit the Puerto Rico market for network based medical plans at the close of business on December 31, 2010. … An alternative plan is being offered to those retirees who reside in Puerto Rico. CIGNA HealthCare will send a letter explaining its decision.
What is Samba HealthCare?
SAMBA is a not-for-profit federal employee benefit association with an array of insurance plans to meet your needs – including the comprehensive SAMBA Federal Employee Health Benefit (FEHB) plan, life insurance for you and your family, dental and vision insurance, long term disability, and much more.