What is the best age to buy long-term care insurance?

between 60 and 65

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Herein, what is the average cost of long-term care insurance premiums?

$1,700 per year

Simply so, is it worth getting long-term care insurance? Experts say three to five years’ worth of coverage is a good bet. On average, women need services longer than men — 3.7 years for women and 2.2 years for men. Women accounted for nearly two-thirds of all longterm care insurance claims paid in 2018, according to AALTCI.

Also question is, who has the best long-term care insurance?

The 5 Best LongTerm Care Insurance of 2021

  • Best Overall: New York Life.
  • Best for Discounts: Mutual of Omaha.
  • Best for No Waiting Period: Lincoln Financial Group.
  • Best for Flexible Options: Pacific Life.
  • Best for Easy Benefits Payout: Brighthouse Financial.

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