People often need long–term care when they have a serious, ongoing health condition or disability. The need for long–term care can arise suddenly, such as after a heart attack or stroke. Most often, however, it develops gradually, as people get older and frailer or as an illness or disability gets worse.
Accordingly, what is the maximum age to get long term care insurance?
Consequently, what is the difference between a long term care facility and a nursing home?
While long–term care is considered to be supportive in nature, skilled nursing is generally designed to rehabilitate a patient so that he can return home if at all possible.
What pays for long term care?
How people pay for long–term care—whether delivered at home or in a hospital, assisted living facility, or nursing home—depends on their financial situation and the kinds of services they use. Often, they rely on a variety of payment sources, including personal funds, government programs, and private financing options.
Does Medicare cover long term care?
Medicare generally doesn’t cover Long–term care stays in a nursing home. Even if Medicare doesn’t cover your nursing home care, you’ll still need Medicare for hospital care, doctor services, and medical supplies while you’re in the nursing home.